At Ladan Community Bank, we understand that saving for your future is essential. Our General Savings Account is designed to help you grow your money while providing easy access when you need it. Whether you’re planning for a rainy day, a major purchase, or just looking to build healthy financial habits — we’re here to support your journey.

Features and Benefits

• Shariah-Compliant Savings
  Based on the principles of the Mudaraba contract, ensuring your savings align with Islamic banking values.

• Tiered Profit Sharing Ratio (PSR)
  Profit is calculated monthly and distributed quarterly, provided the minimum required balance is maintained.

• Higher Balance, Higher Returns
  Enjoy increased profit ratios as your savings grow.

• Convenient Branch Network
  Easily access your account through strategically located branches.

• Modern Banking Access
  Stay connected with SMS banking, mobile banking, and online banking services.

• Free Over-the-Counter Services
  No charges for deposits, withdrawals, or transfers made at any of our branches.

• Automatic Transfers
  Link your savings to your current account for hassle-free automatic transfers.

• No Annual Maintenance Fee
  Maintain the required minimum balance and enjoy zero annual account maintenance fees.

• Quarterly Account Statements
  Receive a detailed statement every three months upon request.

• Access to Personal Finance Solutions
  Benefit from personalized financial products tailored to your needs.

Requirements:

• Minimum initial deposit of $20
• Minimum daily balance of $20
• Cash withdrawals only at the bank branch
• Copy of National/State ID/Passport
• Completed and signed Application Form